Find out RIGHT NOW how you may qualify for UP TO 2% below market interest rates! Lovely Colonial home with 5 bedrooms and 4.5 baths in the sought after Spotswood North subdivision. Formally the development model home with many trims and crown molding. Spacious family room opens to the kitchen area to accommodate large gatherings. Renovated eat in kitchen with stainless steel appliances and granite countertops. First floor primary bedroom with full private bathroom and walk in closet. New carpet on upper level. Secondary primary bedroom with full bath and walk in closet. Fully finished basement with new carpet includes a recreation room, bonus room / exercise room and a full bath. Large deck and 1/2 acre fully fenced private yard. Updated include New Trane HVAC / Heat pump and gas furnace (2022) Gas Water heater (2017) aluminum garage doors (2019) 30 year certainteed architectural shingles with many years of life remaining NO HOA. Extra parking space for RV or boat and other recreational vehicles. Close to downtown Fredericksburg, local shopping, two public hospitals, and a future VA hospital. Close to VRE station and commuter lots. ** Accepting Back- up Offers**