WATER ACCESS on LAKE ANNA'S PUBLIC SIDE, close to it all... don't miss Windwood Coves' Finest! This exotic Cape Cod-style home offers warmth and comfort, with an inescapable draw of privacy and function! Welcome to the inviting charm of 1.5 acres, perfectly nestled, yet with a certain openness of front and rear yard areas to enjoy! Wrap-around decking welcomes you into the two-story foyer and family room, open to the kitchen with custom stone backsplash/kitchen surround. Cozy up to the fireplace in the family room while cooking a gourmet meal in the kitchen over your GAS-COOKING stove! Other kitchen amenities include: granite counters, recessed lighting, knotty pine flooring, all stainless appliances and an island ready for barstools! Adjoining the kitchen is the family room with vaulted ceiling and doors to deck. 9' ceilings throughout entire main level! Proceed upstairs to the luxurious Primary Suite and loft! Primary Suite bedroom spaciously accommodates a king-sized bed + coordinating furniture, complete with two walk-in closets and en-suite bathroom. Retreat to your private and luxurious bathroom with double vanities, soaking tub, separate shower & bidet! Convenient access from either the primary suite OR primary bath to the loft, which makes a great office or sitting room/also connects to the primary bathroom! On the lower level, you'll find a rec. room, another kitchen, the 4th bedroom and another full bath, plus another office/study/craft room/possible 5th bedroom (NTC). So many possibilities to spread out and entertain in this home! The tankless Rinnai gas water heater will be sure to have enough hot water for everyone! The wrap-around porches allow outdoor enjoyment from every side of the home, with rear patio access to a hot tub area - hot tub conveys! Built-in gas grill hook-up on deck! Shed conveys! A breezeway connects the 2-car garage with a finished bonus room/storage room above + rough-in for a utility sink and half bath! Common area with so much to offer: DEEDED BOAT SLIP #109, HUGE PRIVATE BEACH, sand volleyball court, playground, swing set, picnic pavilion, kayak storage, tennis & pickleball court! All of this in one of Lake Anna's most sought-after communities with gate-guarded entrance. SHORT-TERM RENTALS ALLOWED!